📈 SIP 💰 Lump Sum
💰 One-Time Investment Calculator

Lump Sum Calculator
See Your Money Multiply

Invest a one-time amount and watch it grow with the power of compound interest. Calculate your wealth potential before you invest.

⚡ Instant Results 📊 Visual Charts 🔒 100% Free
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Lump Sum Calculator
One-time investment with annual compounding
Investment Amount (₹) i
₹1,000₹1 Cr
Expected Return Rate (% p.a.) i
1%30%
Time Period (Years) i
1 Yr40 Yrs
Invested Amount
₹0
Returns Earned
₹0
Total Value
₹0

Formula: FV = P × (1 + r)ⁿ  |  r = Annual Rate ÷ 100  |  n = Years

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What is Lump Sum?

A Lump Sum investment means investing a large amount at one go. The full corpus starts earning from day one — ideal for windfalls, bonuses, or savings.

  • ✅ Higher Returns Potential — full corpus earns from day one
  • ✅ Compound Power — returns on returns from the start
  • ✅ Ideal for Windfalls — bonus, inheritance, or savings
  • ✅ Long-term Wealth — the longer you hold, the better
₹1,000
Min. Investment
15%+
ELSS Returns*
Rule 72
Double Money
* Historical long-term average. Past performance is not a guarantee of future returns.
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Lump Sum vs SIP
Factor Lump Sum SIP
Investment One-time Monthly
Market Risk Higher Lower
Compounding Immediate Gradual
Discipline Optional Required
Best for Lump cash Salaried
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Smart Lump Sum Tips
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Rule of 72
Divide 72 by your return rate to find how many years to double your money.
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Buy on Dips
Lump sum works best when invested during market corrections.
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Stagger If Unsure
Split large amounts into 3–6 tranches over months to reduce timing risk.