📈 SIP 💰 Lump Sum
🚀 Free Investment Calculator

SIP Calculator
Plan Your Wealth Journey

Calculate how your monthly SIP investment grows over time. Visualise returns, compare scenarios, and start investing smarter today.

⚡ Real-time Results 📊 Growth Charts 🔒 No Data Shared
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SIP Calculator
Systematic Investment Plan — monthly compounding
Monthly Investment i
₹500₹5 Lakh
Expected Return Rate (% p.a.) i
1%30%
Time Period (Years) i
1 Yr40 Yrs
Total Invested
₹0
Est. Returns
₹0
Total Value
₹0

Formula: FV = P × [((1+r)ⁿ − 1) / r] × (1+r)  |  r = Annual Rate ÷ 12 ÷ 100  |  n = Months

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What is SIP?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund regularly — daily, weekly, or monthly.

  • ✅ Rupee Cost Averaging — buy more units when markets are low
  • ✅ Power of Compounding — returns generate returns over time
  • ✅ Disciplined Investing — auto-debit builds saving habits
  • ✅ Low Entry Point — start with as little as ₹500/month
₹500
Min. SIP
1–40
Yr Horizon
12%
Avg. Equity Return
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Pro Tips
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Start Early
Investing ₹5,000/mo from age 25 vs 35 — the 10-year head start creates a massive wealth gap.
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Step-Up SIP
Increase your SIP by 10% every year to supercharge your corpus as income grows.
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Stay Invested
Don't pause during market dips — that's when SIP works best for you.